I am not pleased with Progressive for several reasons, the biggest is the price of coverage for a my SM. I called them to discuss why my bill seems high and it boils down to the DRZ being in a "Sport Bike" category, that is 600-900cc, 150 mph class, and honestly I feel that is not very fitting. My insurance needs are simple but make me unique. I never intend to carry any riders - no need to cover passengers medical I have good health insurance - no need to boost that up What I do want covered is: Any damages I cause My bike replaced in the even it is stolen What ever else my state requires to be legal Currently I have coverages a close to the above as possible and they are charging $195 for a year prepaid and $235 is I pay it over 4 months. Any suggestions would be helpful!