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Beta 400rs or 520rs for street supermoto

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Hey guys

I'm looking at the 2014 Betas for a street only supermoto bike. The reason I'm considering a 400 over the 520 is any motor under 401cc here in BC falls under the cheapest insurance bracket which are already high enough. I don't mind paying extra if the 520 (498cc I think) is overall more suitable/reliable on the street being less stressed.

I don't plan any extended highway, I'm looking for a city bike to pair with my sport bike and I've had a 510 SMR that I loved last summer.

Any advice would be great thanks.

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