Well, The topic says it all. I'm planing on financing a new wr450 ( a 12 or 13 if I can find one thats not only $500 bucks cheaper) I live in Vermont so there not a whole lot if dealers around especially with leftovers. The 14 will be most likely what I will get. I'm 20 and I have no credit built up and is the main reason I'm going to finance instead of paying cash, I will also have my old man co sign who has pretty decent credit I bring home 1800 a month without overtime and I will be putting a $4000 down payment and was wondering what a decent OTD price on a 14 would be and what kind if rates I should expect? I'm not too worried about the rates as I will be making payments around 600 a month minimum to pay off the bike quick As it's something I'm going to get anyways ( dual sport or supermoto for commuting to work) and it's seems like a good opportunity to start to build up some credit I know people say never finance bikes but the bike will be payed off in about 9 months from the day it's purchased Does this sound like a good way to start some credit? I'm getting the bike either way Decent OTD price on 13 and 14? What rates should I expect being a rookie with no credit and a co sigh with a decent credit?