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Insurance xplanation: Comp vs liablity

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Liability is the min requirement in California.

It covers people & things you hit in your vehicle, up to a certain amount.

You can get it as high as you want it or a think minimum $15,000 cov.

Comp covers the vehicle if someone steals or vandalizes it.

Collision is for when you wreck it yourself.

In California they make you buy comp & collision together since they

think if you wreck it yourself and don't have collision you will lie and say

someone stole it.

Progressive has good on line tools to see how each effect your policy

as far as coverage & cost.

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