Jump to content
Sign in to follow this  

Do most have theft insurance on the DRZ?

Recommended Posts

All,

Looking more carefully at my insurance coverage paperwork, I noticed that my bike is covered fully if I total it, but is not covered at all if it is stolen.

Do most of you have theft as part of your bike coverage, or do you take out a seperate theft policy?

The company I run my bike insurance through charges me +/- $650 a year.

Thanks,

Bill

Share this post


Link to post
Share on other sites

I don't have collision but theft is covered for me. Its only like $200 a year too.

Share this post


Link to post
Share on other sites

not a month goes by with out reading about a stolen bike on here... mine is locked in a garage, locked inside my compound and guarded by 2 big ass dogs... you would be a fool to try and steal my bike, however, the world is full of foolish people... its also not fun to just leave it locked up, hence the coverage.

mine is 150 a year, min coverage with theft sans collision, in los angeles

Share this post


Link to post
Share on other sites

I have full coverage that includes a rider for any mods. The cost is tiny, under $150/year. But I live in the middle of nowhere. I have had bikes stolen in the past when I lived just outside of NYC.

Share this post


Link to post
Share on other sites

Wow,

I have rider insurance in NJ. They said they wouldn't cover a bike under 450cc's!!!

I'm curious if that's state wide or just through my provider? Anyone in NJ with theft coverage?

Share this post


Link to post
Share on other sites
Wow,

I have rider insurance in NJ. They said they wouldn't cover a bike under 450cc's!!!

I'm curious if that's state wide or just through my provider? Anyone in NJ with theft coverage?

I have Rider. The do not cover collision on Duel Sports. So if you financed you can't use them.

Share this post


Link to post
Share on other sites
Wow,

I have rider insurance in NJ. They said they wouldn't cover a bike under 450cc's!!!

I'm curious if that's state wide or just through my provider? Anyone in NJ with theft coverage?

sounds like its time for a bigbore stroker just for the ins coverage :bonk:

Share this post


Link to post
Share on other sites

In Cali here. I have AAA and the offerer FULL coverage, theft, non insured motorist, etc, etc, etc. In my blanket coverage (truck, car, travel trailer, etc) it runs me and additional $250 a year.

Share this post


Link to post
Share on other sites

I use StateFarm. Full coverage on my street legal 2003 WR450. Comp/Collision. $20 bucks per month

Share this post


Link to post
Share on other sites

I have liability, comp, and theft thru Progressive for $75 a year. Includes $1000 accessory coverage. $100 deductible.

Share this post


Link to post
Share on other sites
I don't have collision but theft is covered for me. Its only like $200 a year too.

+1 it was $40 more per year and included both bikes.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Reply with:

Sign in to follow this  

×