Your cost sheet is either just wrong, or is a price based on the highest cost/lowest quantity order. Dealers that sell higher volume don't pay anywhere near that. My '06 cost me $6200 OTD in June last year. Subtracting only the registration fees and the tax, that leaves it at $5772 if it cost nothing to set up and if they didn't make any money on it, and I can flat out tell you that the dealer I bought it from did not sell it for cost, and they weren't the only one selling at that price. And they weren't the best deal in town, either, as it turns out.