I got a DS bike and went and got insurance and a permit. All it takes to get the permit was to take a few written tests. I had to take more than the average Class C driver since I have a class A but it's no big deal. I have asked a few other riders I have seen about the DMV riding test and so far none even had a permit! What happens if you get stopped or worse and you don't have a licence or permit to be riding on the street? I imagine that the ticket must be quite expensive.