I am looking at buying a 05 dr650... it has 2600 km's and looks mint. This will be my first bike since i was younger but i don't think i will have any problems riding again. I was looking for a drz400 but i cant find any and this is a good deal. I have two questions... will i regret buying this over the 400? once i get my license i will probably be riding mostly street. Also i am 16 and just getting my motorcycle license (already have my car license), does anybody have an idea on what insurance will cost? thanks!