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ACL Surgery 9/19/11 - accident policy question

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I just had ACL surgery and I don't have health insurance so it was self-pay. Does anyone know of a good accident policy that is affordable to someone on unemployment?

Oh, and I'm doing rehab on my own and it is going well! I have an excellent PT who I worked with a bit on my hip surgery and he's basically given me the exercises and timelines in which to do them. I've had full flexion for about a week now and full extension since day 3 after the block wore off. And I can hyperextend my knee and lock it out like my good knee so things are going really well. I've done rehab on my hip, knee, and shoulder (twice) so I'm I know I'll be up and going in no time but I'll be extremely careful for a very long time.

Any suggestions for accident insurance would be very much appreciated!!!

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Aflac is probably the most popular. But other companies such as Mutal of Omaha, etc. have had good ones in the past I know. Haven't looked at anything but Aflac for quite awhile. How old are you?

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I would also price an individual major medical policy. look at a 2500-5000 dollar deductible. most should have no copay after the deductible is met. If you compare to low deductible like 500-1000 with 80/20 co-pay to a max out of pocket of 5K, the prices are much higher. when I sold insurance years ago I would show the comparisons to people and they were amazed. If your healthy and live a healthy lifestyle your paying yourself for being that way.

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I'm unemployed and have to make loan payments for my ACL surgery so health insurance is out of the picture, totally. All I can possibly afford is an accident policy. :-) I'll just keep searching and make certain I get a reputable company, if there is one in insurance. :-)

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I'm unemployed and have to make loan payments for my ACL surgery so health insurance is out of the picture, totally. All I can possibly afford is an accident policy. :-) I'll just keep searching and make certain I get a reputable company, if there is one in insurance. :-)

contrary to public belief there are some good companies out there. Mutual of Omaha as I mentioned is a very good company. As is MetLife, Cigna, etc. But Aflac is probably the best buy for accident stuff

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